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WELCOME TO CALIFORNIA FIRST MORTGAGE! 

  • Excellent rates and low costs for all fixed-rate and adjustable-rate loans.
  • Check out our Home Ownership Accelerator loan ('movie' and 'calculator' to the left).
  • Also featuring the Pick-A-Payment loan, with stated income and stated assets.

Thank you for visiting our site!  If you wish, go ahead and take a few minutes to complete the short application form.  We'll review the information, research the products available, and give you a call.

Or just call 1-800-391-7334, and ask for our Senior Loan Consultant, Jim Wikey.  You can also e-mail him by using the 'Contact Us' button on this page.  Jim has been arranging home loans for 30 years and is one of the most knowledgeable and efficient loan consultants in the business.  Within a few minutes you can be pre-qualified and then be provided the current interest rates, fees, and monthly payments.

INTRODUCING THE HOME OWNERSHIP ACCELERATOR!

The Home Ownership Accelerator is a revolutionary new line of credit that could enable you to own your home free and clear in about half the time, save you thousands in interest--all with no change to your spending.

Here's how it works.  You deposit your entire paycheck into the Home Ownership Accelerator line of credit, dramatically reducing the principal balance.  You start saving interest immediately.  You pay all of your expenses out of this line of credit, just like your old checking account.  Until you write those checks though, it stays in the account, keeping the balance lower.  The 'float' works for you instead of for the bank!

Click on the icons to the left of this page and see how much you can save!

OTHER UNIQUE PROGRAMS:

  • Interest-only payments, even for those with poorer credit.
  • Low down-payment loans. 
  • Loans up to 2 million dollars.
  • And much more!

Thanks for visiting our site!



Learn More

Serving the San Francisco Bay Area and North, we offer very competitive rates for Conventional and Jumbo loans, Fixed and Adjustable.  Because of the Federal Stimulus Package, many California counties are now eligible for Jumbo loans (over $417,00) to now be priced at the much lower Conforming loan prices.  Call to see how much your county is qualified for.  

These are turbulent times for the mortgage industry, but rates are excellent for qualified borrowers.  Call Jim Wikey at 1-800-391-7334, and have an expert  provide you the right information, clearly and honestly.